By accessing MoneyGoldUS.com (“Our Website”) or engaging in a “Transaction” (as defined below), you agree to be bound by these Terms and Conditions, including our Privacy Policy, which is incorporated herein by reference. Your agreement to these Terms and Conditions inures to the benefit of Money Gold LLC (“Company”), its successors, assigns, affiliates, and subsidiaries, and supersedes any inconsistent statements in our materials, advertisements, or websites. You must be at least eighteen (18) years of age to access Our Website or engage in a Transaction with the Company.
Definitions
For the purposes of these Terms and Conditions:
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“You” and “Your”
Refer to any individual or entity who:-
Is at least eighteen (18) years of age; and
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Engages in a Transaction with the Company, which includes:
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Sending items containing precious metals (gold, platinum, silver, or any combination), jewelry, gemstones, bullion, industrial metals, dental or other personal ornaments, or any combination thereof (collectively, “Merchandise”) for sale or purchase;
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Requesting an Appraisal Kit; or
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Providing personal information to the Company.
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“We,” “Our,” and “Us”
Refer to Money Gold LLC, including its divisions, affiliates, employees, agents, members, owners, directors, officers, successors, and assigns. -
“Transaction”
Means any interaction between you and the Company involving the sending of Merchandise, the request for an Appraisal Kit, or the provision of personal information, as described above.
Representations and Warranties Regarding Merchandise
By engaging in a Transaction with Money Gold LLC, you represent and warrant the following:
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Age Requirement
You are at least eighteen (18) years of age. -
Ownership and Authority
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You have good and marketable title to the Merchandise.
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You have full legal authority to sell the Merchandise.
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You are the legal owner of the Merchandise and are acting on your own behalf, not as an agent or representative of another party.
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Merchandise Condition
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The Merchandise is free of all liens, encumbrances, and liabilities.
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The description of the Merchandise you provide to the Company is accurate and complete.
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Your possession of the Merchandise is lawful and not derived from illegal activity.
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Compliance with Laws
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Any Transaction will not result in a violation of any applicable laws, including anti-money laundering, anti-terrorism, or other federal, state, or foreign regulations.
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You will provide any documentation or information reasonably requested by the Company to comply with applicable laws, including anti-money laundering regulations.
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Guarantee Against Loss
Suppose you ship Merchandise to the Company from within the United States and comply with the Required Shipping Procedures outlined below. In that case, the Company guarantees your Merchandise against loss up to a maximum of $5,000.
Required Shipping Procedures
To qualify for the Guarantee Against Loss or Additional Insurance, you must comply with the following Required Shipping Procedures when shipping Merchandise to Money Gold LLC from within the United States:
- Use a Company-generated prepaid shipping label provided in the Appraisal Kit.
- Take photographs of your Merchandise for your records before packaging.
- Securely package the Merchandise using the supplied materials or your own packaging to ensure safety during transit.
- Ship the Merchandise by dropping it at a staffed FedEx location or handing it to a FedEx driver. The package must be scanned by FedEx. The Company is not responsible for Merchandise shipped via drop boxes or other methods.
- Obtain a printed receipt with a tracking number and retain it until the Transaction is complete.
- Do not display or disclose the contents of the package to any FedEx employee or other person.
- Complete the Customer Return Card (“Return Card”) provided with your Appraisal Kit, accurately listing and describing your Merchandise, and include it with your shipment.
- For Merchandise valued over $5,000, double-box the shipment (place a small box inside a medium FedEx box).
- Keep all packaging and shipping receipts until the Transaction is fully completed.
If you arrange your own shipping, you assume all risk of loss, and Money Gold LLC will have no liability for loss, damage, or shipping costs. For questions regarding these procedures, contact customer support at +1 (561) 935-8539 or info@moneygoldus.com before shipping.
Requesting Coverage Beyond Standard Guarantee
If you believe your Merchandise is worth more than $5,000, you may request additional insurance up to $100,000. To obtain additional insurance, you must:
- Contact the Company at +1 (561) 935-8539.
- Receive written approval for the additional insurance.
- Follow all instructions and procedures provided by the Company before shipping.
Failure to obtain written approval or follow established procedures will negate any claim for additional insurance.
How We Value Merchandise
The Company will assess the value of your Merchandise based on a calculated market price from reliable pricing sources, updated multiple times daily. The value is determined by the purity, weight, and condition of the Merchandise, as well as other factors deemed appropriate by the Company, such as quantity sold. All offers are final based on the condition of the Merchandise at the time of appraisal by the Company.
Satisfaction Guarantee
If you are not 100% satisfied with the Company’s offer for your Merchandise, you may decline the offer within five (5) calendar days of receiving it. The Company will return your Merchandise at no cost to you. To exercise this Satisfaction Guarantee, contact our customer support team:
- Email: info@moneygoldus.com
- Phone: +1 (561) 935-8539
Accepting Our Offer
Upon calculating an offer for your Merchandise, the Company will notify you via:
- Email or text message with a link to your account, and/or
- Telephone call with the offer details.
You must accept the offer within ten (10) business days. If no response is received, the Company may deem the offer accepted and issue payment via company check. Typically, offers are provided within one (1) business day of receiving your Merchandise.
Rejecting Our Offer
To reject an offer, contact the Company at +1 (561) 935-8539 or info@moneygoldus.com. We will confirm your return address and contact details to ensure safe delivery of your Merchandise. The Company reserves the right to make a new offer or return your Merchandise pursuant to our Return Policy.
Return Policy
If you reject our offer, the Company will return your Merchandise via FedEx, UPS, USPS, or another carrier of our choosing, at our expense. A signature will be required upon delivery unless you explicitly request delivery without a signature, in which case the Company is not responsible for loss or damage during transit.
- The Company is not responsible for loss or damage occurring after the Merchandise has been delivered to you, as indicated by the carrier’s records.
- You must notify the Company immediately of any change of address. The Company is not responsible for non-delivery due to an incorrect or outdated address.
- If the carrier fails to deliver your Merchandise and it is returned to the Company, we will attempt a second delivery. If the Merchandise is returned a second time, it will be considered abandoned and may be discarded unless you claim it within ninety (90) days from the first attempted shipment.
Rescission
If you change your mind within five (5) calendar days from the date payment is issued, you may rescind the Transaction by completing our rescission form and returning the payment within five (5) days from the date on the rescission form. The Company will then return your Merchandise to you. To initiate rescission, contact:
- Email: info@moneygoldus.com
- Phone: +1 (561) 935-8539
Payment Options and Procedures
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Available Payment Methods
You may choose one of the following methods for receiving payment for your Merchandise:-
Check via First Class USPS mail: no cost
- Print-at-home-check: $5.00
- Check via FedEx Express (2-3 days): $15.00 USD shipping fee
- Check via FedEx Overnight (next business day where available): $25.00 USD shipping fee
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PayPal™: 3.49% + $0.50 service fee charged by PayPal (not Company)
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ACH transfer to your bank (for payments over $30,000): $35.00
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Payment Timing
Payment will be issued within one (1) business day after your offer is accepted, using your selected method.-
If no payment method is selected or your payment information is incomplete or incorrect, the Company will issue payment by company check.
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Verification and Documentation
Before issuing payment, the Company may verify your personal and payment information through a national identification verification service.-
If verification is unsuccessful, you may be asked to provide additional information or documentation, which could delay payment.
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Third-Party Fees
You are responsible for any third-party transaction fees associated with your selected payment method (e.g., PayPal or ACH fees).-
You must review and accept any applicable fees before selecting your payment method.
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Regulatory Reporting
For certain Transactions exceeding IRS reporting thresholds (e.g., Form 1099-B or Form 8300), the Company may be required to report payment details to the IRS or the U.S. Department of the Treasury.
Best Price Guarantee
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If you have received a written, itemized offer from an online national competitor within 5 days prior to our offer:
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The Company will beat the competitor’s offer, up to 100% of the current day’s market price for precious metals, or
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Issue a $100 payment.
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To qualify, you must provide written documentation of the competitor’s offer either with your shipment or before your Merchandise is returned.
Referral Program
If you refer a new customer to Money Gold LLC using the referral method in My Account or the provided referral link, we will pay you 5% of the accepted offer amount (up to $250) on their first Transaction. Payouts are awarded five (5) days after the referred customer receives payment. Referrals of existing customers are not eligible.
Limitations on Promotions
Promotions and bonuses are redeemable only once per customer per Transaction and cannot be combined with other Company promotions. Promotion benefits apply only to Merchandise with precious metal value. No promotion or bonus will result in an offer exceeding 95% of the market price for coins or bullion or 90% of the market price for precious metals and diamonds.
Limitation of Liability
By engaging in a Transaction with Money Gold LLC, you agree that the Company’s liability for any claim, lawsuit, action, dispute, or controversy related to lost, damaged, or destroyed Merchandise is limited to the amounts outlined in the Merchandise Claim Liability Limit section. The Company is not liable for:
- Incidental, special, indirect, consequential, punitive, or similar damages, including lost income, revenue, profit, or opportunity, whether foreseeable or not, regardless of legal theory (contract, tort, statute, equity, strict liability, etc.).
- Claims, demands, or actions for subrogation brought by you or your insurance carrier.
- Any loss or damage occurring after the Merchandise has been delivered to you, as indicated by the carrier’s records.
The Company expressly disclaims all warranties, representations, or guarantees, whether express or implied, not explicitly stated herein.
Making a Claim
If your Merchandise is lost or damaged in transit to or from the Company and qualifies under the Guarantee Against Loss or Additional Insurance, you may file a claim by contacting:
- Email: info@moneygoldus.com
- Phone: +1 (561) 935-8539
Claims must be filed within ten (10) days of the date the Merchandise was sent to or from the Company and must include all information reasonably requested by the Company. You must have complied with the Required Shipping Procedures. The Company is not liable for Merchandise delivered in empty or missing-content packages due to fraud risk, nor for packages that appear tampered with, damaged, or opened, whether accepted or rejected by the Company.
Merchandise Claim Liability Limit
The Company’s liability for Merchandise claims is limited to the least of:
- Five Thousand Dollars ($5,000.00), unless increased under the Additional Insurance section.
- The liquidation value of the Merchandise, as determined by the Company in its sole discretion.
- One-third (1/3) of the appraised value of the Merchandise, based on a reputable appraisal issued within one year before shipment.
Within twenty-one (21) days of a filed claim, the Company (or its insurer) may, at its sole discretion, reimburse you as outlined above or replace the Merchandise with goods of like kind, quality, and condition.
Regulatory Compliance
Money Gold LLC is licensed in the State of Florida and complies with Florida law, including Chapter 538 §§ 538.31 et seq. and Fla. Stat. § 538.32(2). These laws require the Company to obtain, record, and verify personal information to process Transactions. You agree to provide all information reasonably requested to comply with these laws.
- You will receive a Return Card in your Appraisal Kit, which must be completed with an accurate description of your Merchandise and included with your shipment.
- The Company maintains an anti-money laundering (AML) compliance program under the USA PATRIOT Act and may report certain Transactions to the IRS or U.S. Department of the Treasury (e.g., via Form 1099-B or Form 8300).
- You must not ship hazardous or illegal materials, and your shipment must comply with all applicable state and federal laws.
The Company may disclose your personal information as required by law, law enforcement, governmental agencies, or to protect our rights or comply with legal proceedings, court orders, or judicial processes.
Indemnification
You agree to indemnify, defend, and hold harmless Money Gold LLC, its affiliates, employees, agents, successors, and assigns from any claims, lawsuits, disputes, judgments, liabilities, or damages arising from:
- Transactions with the Company.
- Noncompliance with these Terms and Conditions.
- Title, ownership, or lien issues related to any Merchandise offered for sale or sold to the Company.
Right to Terminate Transactions
The Company reserves the right to terminate any Transaction at its sole discretion without prior notice. If a Transaction is terminated, your Merchandise will be returned within three (3) business days via a shipping method of our choosing.
Electronic Communications and Signature
You consent to receive communications from the Company electronically and to perform actions, including providing consent and signatures, electronically to the fullest extent permitted by the Federal Electronic Signatures in Global and National Commerce Act or similar state laws. All agreements, notices, disclosures, and communications provided electronically satisfy legal requirements for written communication.
By clicking to submit on Our Website, you accept these Terms and Conditions as if signed in writing. You consent to be contacted by the Company, its agents, or affiliates via email, instant messaging, live chat, or telephone (including automatic dialing systems) to your cellular, home, or work numbers. Standard carrier charges may apply for text messages. You may unsubscribe from emails by contacting info@moneygoldus.com or +1 (561) 935-8539. Telephone conversations with our employees or agents may be monitored or recorded.
Electronic and Mobile Communications
By providing your mobile number, you consent to the Company contacting you via auto-dialed or prerecorded calls and text messages for account or Transaction notices only. Standard carrier charges may apply. These communications will not be used for marketing purposes. You may revoke consent by contacting customer service or updating your account preferences. Consent is not required to use our services.
Force Majeure
The Company is not liable for delays caused by acts of God or events beyond our control, including but not limited to fires, hurricanes, flooding, storms, explosions, infestations, epidemics, pandemics, or technical difficulties. We will notify you of such delays when possible.
Miscellaneous
- These Terms and Conditions constitute the entire agreement between you and Money Gold LLC regarding Transactions, superseding any prior agreements or understandings.
- Headings are for convenience and do not affect interpretation.
- If any provision is deemed invalid, the remaining provisions remain enforceable.
Governing Law
All Transactions with Money Gold LLC are deemed to occur in Florida and are governed by Florida law and applicable federal law, without regard to conflict of law principles.
Waiver of Jury Trial and Jurisdiction
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For any claim, action, or lawsuit between you and the Company:
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You waive your right to a jury trial.
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You consent to the exclusive jurisdiction of the state or federal courts located in Flagler County, Florida.
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You agree that these courts have personal jurisdiction over you and waive any defenses based on lack of jurisdiction or inconvenient forum.
Changes to Terms and Conditions
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The Company reserves the right to modify, alter, or update these Terms and Conditions at any time.
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All changes become effective immediately upon posting on Our Website.
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By continuing to use Our Website or engage in Transactions after any updates, you agree to be bound by the revised Terms and Conditions.